
HMRC can legally give SLC information about your repayments, but they won’t give SLC any information about your tax arrangements, as these are confidential.Īlso, neither your employer nor HMRC will receive any details about your student loan, other than that you have a loan and the repayment threshold that applies to you (see section 5 for details). If you have any questions about how your repayments are collected through the tax system, you should speak to your employer. Your employer collects student loan repayments on behalf of HMRC directly from your salary at the same time as tax and National Insurance. If you’re self employed, you’ll repay through self assessment when you complete your tax return. HMRC collects student loan repayments from employers through the UK tax system. Managing your account, including adding interest, applying repayments collected through the UK tax system and refunding any over-repaymentsĬollecting repayments from overseas repayers Paying the loans for English, Welsh, Northern Irish, Scottish and EU students Who does what? 3.1 Student Loans Company ( SLC) The Student Loans Company Limited ( SLC), which is a non-profit government organisation, is acting as an agent on their behalf. Your loan contract is with the Secretary of State for Education in England. When you take out a student loan you must agree to repay your loan in line with the regulations that apply at the time the repayments are due, subject to the regulations being amended from time to time. If you still have questions about the terms of your loan after reading this guide, go to A separate guide to terms and conditions is available for Advanced Learner Loans. This guide will be updated to reflect any changes, so you should make sure you have the most up-to-date version.

You can read these regulations online at or order them from The Stationery Office by calling 03 or going to The regulations may change from time to time, which means the terms of your loan may also change. You’ll find full details of the conditions for getting a Postgraduate Doctoral Loan in the Education (Postgraduate Doctoral Degree Loans) and the Education (Student Loans) (Repayment) (Amendment) 2018. You’ll find full details of the conditions for getting a Postgraduate Master’s Loan in the Education (Postgraduate Master’s Degree Loans) Regulations 2016, as amended. The conditions for repaying your student loan are included in the Education (Student Loans) (Repayment) Regulations 2009, as amended.

You’ll find full details of the conditions for getting student loans in the relevant Student Support Regulations. It’s important you read this guide carefully as it contains information about the current terms of your loan.

It explains what you’re committing to when you take out a loan. This guide is for students who take out a student loan for an undergraduate, postgraduate or Initial Teacher Training course.
